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LIABILITY MANAGEMENT SYSTEM

LIBBY

Transform how Croatian banks manage client liabilities with seamless OSR integration. Get real-time visibility of your entire portfolio's debt exposure while reducing inquiry costs by up to 98%.

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Track Client Liabilities in
Real Time, Save 98% on
Inquiry Costs

libby libby

Know your clients' complete debt exposure across all Croatian financial institutions before making credit decisions. Libby connects directly to OSR (Registry Base System), Croatia's central debt registry, giving you instant access to comprehensive liability data through automated portfolio inqueries.

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Main features

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Complete Portfolio Visibility

Monitor all client obligations across your entire portfolio with a single query. Access real-time data for Retail, SME, and Corporate segments in one unified view.

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Seamless Data Exchange

Fully automated end-to-end processes with OSR including portfolio queries, B2B queries, data updates, and obligation deletions - no manual intervention required.

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Proactive Risk Management

Generate custom reports, set risk alerts, and calculate client exposure instantly. Make informed credit decisions with comprehensive liability data.

Benefits

Full Automation

E2E digital processes
with zero manual work

Real-Time Data

Always current obligation
data directly from OSR

0%

Cost Reduction

Replace expensive individual
B2B queries with efficient
portfolio queries

0%

Complete Coverage

View all client debts across
Croatian financial institutions

Ready to transform your
liability management?

Let's discuss your specific needs